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A Community Search and Information Site, We provide women and family information products and items for the Smart Consumer. Read More »
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Our vision for commerce is to build a place where people can come to and discover anything online. a consumer-centric brand that is enabled by people, powered by technology, and open to everyone. Read More »
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How Many Customers are You Losing? Over 60% of Americans cannot qualify for conventional store credit products. The VIP no credit check financing system can turn those shoppers into buyers with effective long-term and short-term consumer financing. Poor credit, no credit – no worries! We coordinate with multiple lenders willing to work any consumer application. Don`t lose one more dollar of profit to larger companies that offer consumer financing programs – become one of them with consumer and no credit check financing. Read More »
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Our furniture store financing and no credit check furniture financing programs are designed to help business owners who are looking for different ways to offer financing to their customers. With our programs, multiple furniture retailers have increased their customer`s conversion rate and increased sales levels. Your business can get huge benefits with our furniture customer financing methods. Apart from the conversion rate, you will most likely increase the number of customers in your store as the interest for your brand will be higher with the VIP Financing Solutions - Consumer financing network. Read More »
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Over 60% of Americans cannot qualify for conventional store credit products. The VIP no credit check financing system can turn those shoppers into buyers with effective long-term and short-term consumer financing. Poor credit, no credit – no worries! We coordinate with multiple lenders willing to work any consumer application. Don`t lose one more dollar of profit to larger companies that offer consumer financing programs – become one of them with consumer and no credit check financing. Read More »
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A large portion of Americans are either under-insured or uninsured when it comes to dental insurance. For a dental practice, this means that there is an inability to provide care to people who truly need it, not only that, but a smaller market in general means less business. To start building your dental practice and helping a wider variety of people, you can begin using dental financing with no credit check financing. Dental financing is an effective way to get more people through your door who would otherwise not use your services. You still receive the money that you need to perform the services, but the patients will have a financing option instead of relying on insurance or taking on the whole cost at once. People can afford to use your services, you will have more cash flow, and you will have the ability to grow your practice with the VIP Financing Solutions – Consumer financing network. Read More »
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In many countries, when a customer fills out an application for credit from a bank, credit card company, or a store, their information is forwarded to a credit bureau. The credit bureau matches the name, address and other identifying information on the credit applicant with information retained by the bureau in its files. The gathered records are then used by lenders to determine an individual's credit worthiness; that is, determining an individual's ability and track record of repaying a debt. The willingness to repay a debt is indicated by how timely past payments have been made to other lenders. Lenders like to see consumer debt obligations paid regularly and on time, and therefore focus particularly on missed payments and may not, for example, consider an overpayment as an offset for a missed payment. Read More »
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What is a 'Charge-Off' - A charge-off is a debt, for example on a credit card, that is deemed unlikely to be collected by the creditor because the borrower has become substantially delinquent after a period of time. However, a charge-off does not mean a write-off of the debt entirely. BREAKING DOWN 'Charge-Off' - A charge-off usually occurs when the creditor has deemed an outstanding debt is uncollectible; this typically follows 180 days or six months of non-payment. In addition, debt payments that fall below the required minimum payment for the period will also be charged off if the debtor does not make up for the shortfall. The creditor crosses off the consumer’s debt as uncollectible and marks it on the consumer’s credit report as a charge-off. Effect of Credit Report and Credit Score - The repercussions for having a charge-off on your credit report includes a fall in credit score and difficulty in getting approved for credit or obtaining credit at a decent interest rate in the future. Paying off or settling the overdue debt will not remove the charge-off status from the consumer’s credit report. Instead the status will be changed to “charge-off paid” or "charge-off settled.” Either way, charge-offs remain on the credit report for seven years, and the affected party will either have to wait out the seven years or negotiate with the creditor to have it removed after paying off all the debt. In the latter case, if the inability to repay the debts on time was due to a temporary setback like job loss, the debtor could write to the lender detailing the issue with proof of a good payment history up to the time he lost his job. Read More »
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