Search results for fixing

In many countries, when a customer fills out an application for credit from a bank, credit card company, or a store, their information is forwarded to a credit bureau. The credit bureau matches the name, address and other identifying information on the credit applicant with information retained by the bureau in its files. The gathered records are then used by lenders to determine an individual's credit worthiness; that is, determining an individual's ability and track record of repaying a debt. The willingness to repay a debt is indicated by how timely past payments have been made to other lenders. Lenders like to see consumer debt obligations paid regularly and on time, and therefore focus particularly on missed payments and may not, for example, consider an overpayment as an offset for a missed payment. Read More »
Discuss   Bury
10 Ways to Remove an Inaccurate Charge Off Okay so now, in today’s video I’m going to show you common dispute strategies that you can use to challenge an inaccurate charge off on your credit report or your consumers credit report. This is Mark Clayborne- the Founder of startupcreditrepairbusiness.com. Read More »
Discuss   Bury
What is a 'Charge-Off' - A charge-off is a debt, for example on a credit card, that is deemed unlikely to be collected by the creditor because the borrower has become substantially delinquent after a period of time. However, a charge-off does not mean a write-off of the debt entirely. BREAKING DOWN 'Charge-Off' - A charge-off usually occurs when the creditor has deemed an outstanding debt is uncollectible; this typically follows 180 days or six months of non-payment. In addition, debt payments that fall below the required minimum payment for the period will also be charged off if the debtor does not make up for the shortfall. The creditor crosses off the consumer’s debt as uncollectible and marks it on the consumer’s credit report as a charge-off. Effect of Credit Report and Credit Score - The repercussions for having a charge-off on your credit report includes a fall in credit score and difficulty in getting approved for credit or obtaining credit at a decent interest rate in the future. Paying off or settling the overdue debt will not remove the charge-off status from the consumer’s credit report. Instead the status will be changed to “charge-off paid” or "charge-off settled.” Either way, charge-offs remain on the credit report for seven years, and the affected party will either have to wait out the seven years or negotiate with the creditor to have it removed after paying off all the debt. In the latter case, if the inability to repay the debts on time was due to a temporary setback like job loss, the debtor could write to the lender detailing the issue with proof of a good payment history up to the time he lost his job. Read More »
Discuss   Bury
THE WORLD OF ALL SAMSUNG SMARTPHONES UNLOCK SERVICES. WE OFFER ALL KINDS OF UNLOCKING SUCH AS SAMSUNG ACCOUNT UNLOCK, SAMSUNG GOOGLE ACCOUNT UNLOCK, ANY BRANDS FACTORY RESET POLICY UNLOCK (FRP), FACTORY UNLOCKING, UNLOCK BY CODE, UNLOCK BY REMOTE SERVER, IMEI REPAIR, VARIOUS SOFTWARE ISSUE FIXING ETC FOR AL MAJOR BRANDS PHONES AND TABLETS. Read More »
Discuss   Bury
Welcome and thank you for taking the leap to begin the process of restoring your credit. As of today, over 80 million consumers have bad credit, and because of it, they are facing high interest rates as well as constant denials when applying for a home loan, car loans, apartments, and credit cards. Our goal is to assist with three aspects of your financial life: restore your credit, rebuild it, and raise your credit score. We want to get you back on track so you can start enjoying the finer things in life. The primary focus of our job is to help you remove, correct, repair/update inaccurate, misleading, unverifiable late pays, charge-offs, collection accounts, tax liens, judgments, bankruptcies, repossessions, foreclosures, inquires, identity theft accounts, and wrong personal information. Read More »
Discuss   Bury
Starting any type of business can be really exciting! But when it comes to credit repair business you must know the points so that start your business ASAP. It is really important to get help from those who are already in this field and are ready to be the mentor. To start a credit repair business you need to understand that CREDIT REPAIR BUSINESS IS NOT A PART-TIME JOB. You have to give it as much time as you can. Credit repair business comes with the idea; TO EARN MORE LEARN MORE. Here are the few points to help you start your own Credit Repair Business. Read More »
Discuss   Bury
Everyone is entitled by law to look at their credit report from each of the three credit bureaus once every 12 months free of charge, or you can buy a credit report from each of the three bureaus if you want to view your report more often. The three large U.S. credit bureaus -- Equifax, Experian and TransUnion -- were required by a 2003 federal law to set up AnnualCreditReport.com as a central online resource for report requests. You can also request your reports by calling 877-322-8228 or by downloading a request form and mailing it to: Annual Credit Report Request Service | P.O. Box 105281 | Atlanta, GA 30348-5281 Read More »
Discuss   Bury
Whether you are new to the business or an experienced credit repair practitioner, learning different ways to dispute inaccurate information for your client can always bring great satisfaction at the end of the day. Credit repair is not something you learn overnight, as it takes time, patience and discipline. In this training module, we cover what the laws say about challenging inaccurate information and various other aspects of credit repair. Read More »
Discuss   Bury