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Get Simple & Natural Health & Fitness Tips You Wished You Had Known Earlier ! Top health, fitness, food, diet, nutrition, exercise, weight loss, slimming informational blog and video content website. Read More »
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Our team of experts has selected the best hair growth products for men and women that Actually Work. Included hair growth shampoo, hair growth pills that work fast. Don't buy hair loss treatment products before reading these reviews. Read More »
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We are a site that gives to our loyal visitors and drop in lookers the best value for products and services one would need or take a liking to. We find the best discounted goods listing by individual categories. Read More »
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What is a 'Charge-Off' - A charge-off is a debt, for example on a credit card, that is deemed unlikely to be collected by the creditor because the borrower has become substantially delinquent after a period of time. However, a charge-off does not mean a write-off of the debt entirely. BREAKING DOWN 'Charge-Off' - A charge-off usually occurs when the creditor has deemed an outstanding debt is uncollectible; this typically follows 180 days or six months of non-payment. In addition, debt payments that fall below the required minimum payment for the period will also be charged off if the debtor does not make up for the shortfall. The creditor crosses off the consumer’s debt as uncollectible and marks it on the consumer’s credit report as a charge-off. Effect of Credit Report and Credit Score - The repercussions for having a charge-off on your credit report includes a fall in credit score and difficulty in getting approved for credit or obtaining credit at a decent interest rate in the future. Paying off or settling the overdue debt will not remove the charge-off status from the consumer’s credit report. Instead the status will be changed to “charge-off paid” or "charge-off settled.” Either way, charge-offs remain on the credit report for seven years, and the affected party will either have to wait out the seven years or negotiate with the creditor to have it removed after paying off all the debt. In the latter case, if the inability to repay the debts on time was due to a temporary setback like job loss, the debtor could write to the lender detailing the issue with proof of a good payment history up to the time he lost his job. Read More »
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What is a 'Charge-Off' - A charge-off is a debt, for example on a credit card, that is deemed unlikely to be collected by the creditor because the borrower has become substantially delinquent after a period of time. However, a charge-off does not mean a write-off of the debt entirely. BREAKING DOWN 'Charge-Off' - A charge-off usually occurs when the creditor has deemed an outstanding debt is uncollectible; this typically follows 180 days or six months of non-payment. In addition, debt payments that fall below the required minimum payment for the period will also be charged off if the debtor does not make up for the shortfall. The creditor crosses off the consumer’s debt as uncollectible and marks it on the consumer’s credit report as a charge-off. Effect of Credit Report and Credit Score - The repercussions for having a charge-off on your credit report includes a fall in credit score and difficulty in getting approved for credit or obtaining credit at a decent interest rate in the future. Paying off or settling the overdue debt will not remove the charge-off status from the consumer’s credit report. Instead the status will be changed to “charge-off paid” or "charge-off settled.” Either way, charge-offs remain on the credit report for seven years, and the affected party will either have to wait out the seven years or negotiate with the creditor to have it removed after paying off all the debt. In the latter case, if the inability to repay the debts on time was due to a temporary setback like job loss, the debtor could write to the lender detailing the issue with proof of a good payment history up to the time he lost his job. Read More »
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Alpha Z Advisors LLC is a Commodity Trading Advisor and Commodity Pool Operator offering alternative investments with positive 3 year performance record. However, just because this happened in the past, does not mean that it will happen in the future. Past results are not necessarily indicative of future results and there is a significant risk of loss in trading futures. To learn more call 312-470-6260 and ask for Mike Connor. Read More »
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We are a site that gives to our loyal visitors and drop in lookers the best value for products and services one would need or take a liking to. We find the best discounted goods listing by individual categories. Read More »
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