Search results for score

C_HANATEC_13 certification is easy with top-rated website erpprep.com. You can easily pass the SAP HANATEC 13 exam with at least 90% score with erpprep online practice exams Read More »
Discuss   Bury
C_HANATEC_13 certification is easy with top-rated website erpprep.com. You can easily pass the SAP HANATEC 13 exam with at least 90% score with erpprep online practice exams Read More »
Discuss   Bury
Free Credit Repair Mark Clayborne here your mentor, your coach and your lead generation master. Hey listen, it is a sunny day out here. It`s about 2pm me again chilling; the freedom guy. You know me I`m all about freedom, right. Starting your credit repair business, running your business, making 10 to 20 to 50,000 Read More »
Discuss   Bury
Free Credit Repair Mark Clayborne here your mentor, your coach and your lead generation master. Hey listen, it is a sunny day out here. It`s about 2pm me again chilling; the freedom guy. You know me I`m all about freedom, right. Starting your credit repair business, running your business, making 10 to 20 to 50,000 Read More »
Discuss   Bury
How do I check my credit score? There are a few ways you can check your credit score: Purchase a credit score directly from a national credit reporting agency (CRA) or other provider; Consult your financial institution or credit card lender to determine if they offer a credit score; or Use a credit score service. If you want to obtain your credit report, here are two important things you should know: Federal law requires each of the three nationwide credit reporting agencies (CRAs) - Equifax, Experian and TransUnion – to give you a free credit report every 12 months if you ask for it; and You can request a free copy of your credit report by visiting. Read More »
Discuss   Bury
How do I check my credit score? There are a few ways you can check your credit score: Purchase a credit score directly from a national credit reporting agency (CRA) or other provider; Consult your financial institution or credit card lender to determine if they offer a credit score; or Use a credit score service. If you want to obtain your credit report, here are two important things you should know: Federal law requires each of the three nationwide credit reporting agencies (CRAs) - Equifax, Experian and TransUnion – to give you a free credit report every 12 months if you ask for it; and You can request a free copy of your credit report by visiting. Read More »
Discuss   Bury
What is a 'Charge-Off' - A charge-off is a debt, for example on a credit card, that is deemed unlikely to be collected by the creditor because the borrower has become substantially delinquent after a period of time. However, a charge-off does not mean a write-off of the debt entirely. BREAKING DOWN 'Charge-Off' - A charge-off usually occurs when the creditor has deemed an outstanding debt is uncollectible; this typically follows 180 days or six months of non-payment. In addition, debt payments that fall below the required minimum payment for the period will also be charged off if the debtor does not make up for the shortfall. The creditor crosses off the consumer’s debt as uncollectible and marks it on the consumer’s credit report as a charge-off. Effect of Credit Report and Credit Score - The repercussions for having a charge-off on your credit report includes a fall in credit score and difficulty in getting approved for credit or obtaining credit at a decent interest rate in the future. Paying off or settling the overdue debt will not remove the charge-off status from the consumer’s credit report. Instead the status will be changed to “charge-off paid” or "charge-off settled.” Either way, charge-offs remain on the credit report for seven years, and the affected party will either have to wait out the seven years or negotiate with the creditor to have it removed after paying off all the debt. In the latter case, if the inability to repay the debts on time was due to a temporary setback like job loss, the debtor could write to the lender detailing the issue with proof of a good payment history up to the time he lost his job. Read More »
Discuss   Bury
What is a 'Charge-Off' - A charge-off is a debt, for example on a credit card, that is deemed unlikely to be collected by the creditor because the borrower has become substantially delinquent after a period of time. However, a charge-off does not mean a write-off of the debt entirely. BREAKING DOWN 'Charge-Off' - A charge-off usually occurs when the creditor has deemed an outstanding debt is uncollectible; this typically follows 180 days or six months of non-payment. In addition, debt payments that fall below the required minimum payment for the period will also be charged off if the debtor does not make up for the shortfall. The creditor crosses off the consumer’s debt as uncollectible and marks it on the consumer’s credit report as a charge-off. Effect of Credit Report and Credit Score - The repercussions for having a charge-off on your credit report includes a fall in credit score and difficulty in getting approved for credit or obtaining credit at a decent interest rate in the future. Paying off or settling the overdue debt will not remove the charge-off status from the consumer’s credit report. Instead the status will be changed to “charge-off paid” or "charge-off settled.” Either way, charge-offs remain on the credit report for seven years, and the affected party will either have to wait out the seven years or negotiate with the creditor to have it removed after paying off all the debt. In the latter case, if the inability to repay the debts on time was due to a temporary setback like job loss, the debtor could write to the lender detailing the issue with proof of a good payment history up to the time he lost his job. Read More »
Discuss   Bury